The VA is overwhelmed by the number of returning veterans in need of its services and programs. But there is relief in sight. If you’re a vet:
- With the Post-9/11 GI Bill, you may be eligible for benefits up to 15 years after leaving service
- The Post-9/11 GI Bill includes an annual book stipend of up to $1000
- Reservists may qualify for 100% tuition reimbursement with the Post-9/11 GI Bill
- With the Yellow Ribbon program, you may be able to attend a private university at no cost to you
- You may be able to transfer your Post-9/11 GI Bill benefits to your dependents
- VA has programs that can help you with your copay requirements…
Hardship — VA can eliminate future health care debt and qualify veterans for health care without copays and enrollment based on their current year income even if they were previously denied enrollment based on their household income. Medical care hardship may be appropriate if the veteran’s current year income is substantially reduced from the prior year. Personal circumstances such as loss of employment, sudden decrease in income or increases in out-of-pocket veteran or family health care expenses factor into VA’s hardship determination. Veteran’s income information will be subject to verification.
If your projected year income is below the Means Test Thresholds or Geographic Means Test Thresholds, you may qualify for cost-free VA medical care.
Repayment Plan — Veterans having a problem making copays may contact their VA health care facility to request that a repayment plan be established. If approved, the plan will result in a more affordable monthly payment by spreading their payments over a 12 month period of time. To avoid administrative charges, the veterans must establish a written payment plan within 30 days of the statement date. Veterans would need to notify their VA health care facility if they cannot make one of the monthly payments. If the veteran misses a payment and does not notify VA, the veteran will not able to use the repayment plan option again.
Compromise — Veterans who are unable to pay their debt in full or clear the debt in a reasonable timeframe through monthly payments, may request a compromise. A compromise means VA can accept a lesser amount of money as full settlement of the veteran’s debt. VA will consider both the current income and anticipated future income in making this determination. Most offers in compromise that are accepted must be for a lump sum payment payable in full 30 days from the date of the acceptance of the offer.
Waiver — VA can waive a veteran’s existing health care debt when there has been a job loss or significant decrease in income or the veteran has experienced significant expenses for funeral arrangements, veteran’s educational expenses or for medical care for the veteran or other family members. Waivers must be requested in writing within 180 days from the date of the statement on which the charge first appears. VA can also waive the Beneficiary Travel mileage reimbursement deductible for eligible veterans.
For additional information and qualifications for these specific assistance programs, veterans should contact their local VA Medical Center Enrollment Coordinator. Find your local medical facility with the Facilities Locator. Veterans may also contact VA Health Resource Center at 1-877-222 VETS (8387).
Courtesy: www1.va.gov/health/